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Featured Report
Self-Directed Brokerage Account Indicators™ Report
Access information on the investing activities, behaviors, and sentiments of participants investing in self-directed brokerage accounts (SDBAs) within their retirement plans.
Demonstrate value and expertise.
Use our thought leadership to deepen your knowledge of the retirement plan industry.
Industry
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The Role of Self-Directed Brokerage Accounts in the Continuum of Plan Investments
Building a menu of investment options for a retirement plan is one of a plan sponsor's most important fiduciary duties. With the expansive and continually growing list of choices available in today's retirement plan marketplace, most plan sponsors turn to their retirement plan advisor to help them manage this challenge. One complicating factor for plan sponsors is that employees covered by their plans likely have a wide range of investment goals and strategies.
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Hardship Distributions and Loans: A Catch-22
The primary purpose of workplace retirement plans, like 401(k) plans, is to help workers save for retirement. Yet it's an accepted truth that allowing plan participants access to their retirement savings during their working years through hardship distributions and loans makes them likely to save more aggressively in the plan. It's a catch-22—"a measure whose effect is the opposite of what was intended."
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Learning From Other Plans' Mistake: Trends in Retirement Plan Enforcement and Litigation
Even though retirement plan sponsors are under increasing scrutiny regarding management of their retirement plans, regulatory enforcement activities and litigation trends provide clear signals indicating the types of problems that may occur. Armed with that information, plan sponsors are in a stronger position to avoid common missteps that could lead to fines and litigation.
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Fiduciary Best Practices for Plan Sponsors
As a retirement advisor, you can provide valuable support to plan sponsors by educating them about their fiduciary obligations and then helping them design policies and procedures that will drive fiduciary compliance. This white paper highlights some best practices for fiduciary compliance that you may want to review with your plan sponsor clients.
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Using Plan Committees to Improve Retirement Plan Health
In recent years, educational outreach and regulatory initiatives from the Department of Labor's Employee Benefits Security Administration (DOL) have directed increasing attention on the retirement plan sponsor's role as an ERISA fiduciary. A strategy adopted by some plan sponsors to handle these important responsibilities is the establishment of a plan committee.
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A New Perspective on Retirement Plan Wellness
A significant shift has occurred in the way the retirement plan industry and plan sponsors measure retirement plan success.
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Why Plan Advisors Matter
Comprehensive white paper designed to help advisors showcase their value to plan sponsors.
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Using Health Savings Accounts (HSAs) to Supplement Retirement Savings
Although originally created to help individuals manage their health care costs, Health Savings Accounts (HSAs) are increasingly being viewed as another cornerstone of retirement savings.
Talk to us about your retirement plan business needs.
Talk to us about your retirement plan business needs.
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