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Schwab Bank Savings

Available through Charles Schwab Trust Bank, Schwab Bank Savings Money Market Deposit Account is an FDIC-insured savings option that offers competitive yields.

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Use our thought leadership and other relevant resources to deepen your knowledge of the retirement plan industry.

Industry

  • The Role of Self-Directed Brokerage Accounts in the Continuum of Plan Investments

    Building a menu of investment options for a retirement plan is one of a plan sponsor's most important fiduciary duties. With the expansive and continually growing list of choices available in today's retirement plan marketplace, most plan sponsors turn to their retirement plan advisor to help them manage this challenge. One complicating factor for plan sponsors is that employees covered by their plans likely have a wide range of investment goals and strategies.

  • Hardship Distributions and Loans: ⁠A Catch-22

    The primary purpose of workplace retirement plans, like 401(k) plans, is to help workers save for retirement. Yet it's an accepted truth that allowing plan participants access to their retirement savings during their working years through hardship distributions and loans makes them likely to save more aggressively in the plan. It's a catch-22—"a measure whose effect is the opposite of what was intended."

  • Learning From Other Plans' Mistake: ⁠Trends in Retirement Plan Enforcement and Litigation

    Even though retirement plan sponsors are under increasing scrutiny regarding management of their retirement plans, regulatory enforcement activities and litigation trends provide clear signals indicating the types of problems that may occur. Armed with that information, plan sponsors are in a stronger position to avoid common missteps that could lead to fines and litigation.
     

  • Fiduciary Best Practices for Plan Sponsors

    As a retirement advisor, you can provide valuable support to plan sponsors by educating them about their fiduciary obligations and then helping them design policies and procedures that will drive fiduciary compliance. This white paper highlights some best practices for fiduciary compliance that you may want to review with your plan sponsor clients.

  • Using Plan Committees to Improve Retirement Plan Health

    In recent years, educational outreach and regulatory initiatives from the Department of Labor's Employee Benefits Security Administration (DOL) have directed increasing attention on the retirement plan sponsor's role as an ERISA fiduciary. A strategy adopted by some plan sponsors to handle these important responsibilities is the establishment of a plan committee.

  • A New Perspective on Retirement Plan Wellness

    A significant shift has occurred in the way the retirement plan industry and plan sponsors measure retirement plan success.

  • Why Plan Advisors Matter

    Comprehensive white paper designed to help advisors showcase their value to plan sponsors.

  • Using Health Savings Accounts (HSAs) to Supplement Retirement Savings

    Although originally created to help individuals manage their health care costs, Health Savings Accounts (HSAs) are increasingly being viewed as another cornerstone of retirement savings.

  • New Rules for Money Market Funds: What They Mean to Retirement Plan Fiduciaries

    Find out how new rule changes affect money market funds in retirement plans.

  • Schwab Self-Directed Brokerage Account Indicators™ Report

    Access information on the investing activities, behaviors, and sentiments of participants investing in self-directed brokerage accounts (SDBAs) within their retirement plans.

Plan Solutions

  • Elevate Your Skills to Help Grow Your Business

    Essential resources for today's retirement plan advisor.

  • Trusted providers of banking services

    Charles Schwab Bank, Charles Schwab Trust Bank, and Charles Schwab Premier Bank ("Schwab-affiliated banks," collectively) provide high levels of safety and security to protect your clients' assets.

Products

  • Schwab Bank Savings Brochure

    A money market deposit account that is an FDIC-insured savings option designed for retirement plans.

  • PCRA Advisor Sales Sheet

    A self-directed brokerage account is a way to help clients attain financial strength and diversification. Schwab makes it simple.
     

  • Schwab Retirement Advisor Portfolio

    Find out how to customize the investment choices in the retirement plans you manage with Schwab Retirement Advisor Portfolio.
     

  • Scale Your Practice—Help Boost Your Efficiency with Model Portfolio Unitization Services

    To efficiently deliver custom investment strategies to retirement plan participants, Schwab retirement plan advisors can now access the ERS Model Management Solutions (EMMS), a web-based technology platform powered by Envestnet Retirement Solutions, LLC.

  • fi360® Toolkit for Retirement Plan Advisors

    Schwab's customized version of the fi360 Toolkit is industry-leading, web-based software that helps you streamline plan management and manage the fiduciary process.

  • Exchange-Traded Funds for Retirement Plans (ETF T+1)

    Expand your clients' retirement plan investment options with exchange-traded funds.

Scale your retirement business with Charles Schwab Trust Bank and Envestnet Retirement Solutions

To efficiently deliver custom investment strategies to retirement plan participants, Schwab retirement plan advisors can access Envestnet Retirement Solutions' Model Management Solution, a web-based technology platform that gives investment professionals the ability to create and manage model portfolios across an unlimited number of plans.

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Talk to us about your retirement plan business needs.

Talk to us about your retirement plan business needs.

Call: 877-702-6498 

or

CC2034987 (0120-904R)

Investors should carefully consider information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling Schwab at 800-435-4000. Please read the prospectus carefully before investing.

Investment returns will fluctuate and are subject to market volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV).